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Planning Holiday Respite Care: What Families Need to Know

Writer: Bill Savellis
Bill Savellis
Sep 1
3 min read

For many carers, the holiday season is the one time of year they can see family interstate, take a short break, or simply rest. For those caring for an ageing parent or partner, getting away takes planning, and the care arrangements usually need to be in place long before the bags are packed.

Respite care exists for exactly this reason. It gives the person receiving care a short stay or extra support, and gives the carer a genuine break. The challenge is timing. Demand rises sharply over December and January, and families who start organising in late November often find their options are limited. Planning now makes a real difference.

What respite care looks like

Respite comes in a few forms, and the right one depends on your family member's needs:

  • Residential respite: a short stay in an Aged Care home, with meals, accommodation and 24-hour care provided

  • In-home respite: a care worker comes to the home, for a few hours or overnight, so the carer can take time out

  • Community or cottage respite: day programs or short overnight stays in a home-like setting in the community

 

In-home and community respite are generally arranged through Support at Home or the Commonwealth Home Support Program (CHSP), depending on which program your family member uses.

Getting approved comes first

To access government-subsidised respite, your family member needs an Aged Care assessment that approves respite care. If they haven't been assessed, or their approval doesn't include respite, contact My Aged Care on 1800 200 422 to start the process.

Assessments can take several weeks, so this is the step to tackle first. Once approval is in place, you can start contacting Aged Care homes about availability for your dates.

How many days are available

Eligible people can access up to 63 days of subsidised residential respite in a financial year. An Aged Care assessor can approve up to 21 more days if they're needed.

The allowance resets on 1 July, not 1 January. That means days used over Christmas come from the same allowance as any respite needed through to the end of June. If you think respite may be needed again later in the financial year, it's worth planning the whole year rather than one booking at a time.

What residential respite costs

Residential respite is often more affordable than families expect. Always ask for the full fee schedule in writing before confirming a booking, so there are no surprises.

For in-home and community respite, contributions depend on your approved funding arrangement.

Respite and Centrelink


A respite stay doesn't change your family member's Age Pension or how their home is treated by Centrelink. It's a temporary arrangement.

Sometimes, though, a respite stay becomes the start of a permanent move. If that happens, a different set of rules applies. It helps to know this possibility exists before the stay begins, so the family isn't making major financial decisions under pressure in the middle of January.

Respite as a trial run

Many families find a respite stay gives everyone a chance to experience residential care without a long-term commitment. Your parent can get to know the staff and the routine, and you can see how they settle. If permanent care is on the horizon, choosing a home you'd consider for the longer term can make any future move far easier.


Your holiday respite planning checklist

  • Check your family member has a current Aged Care assessment that approves respite

  • Contact Aged Care homes ASAP to ask about availability

  • Ask for the full fee schedule in writing, including any booking fee and optional extras

  • Prepare an up-to-date medication list, GP details and care notes

  • Make sure Power of Attorney documents are current and copies are easy to find

  • Agree on who will be the main family contact while the carer is away

  • Visit together before the stay if you can, to help your family member feel comfortable


We're here to help


If a respite stay raises bigger questions about what comes next, we are here to help families understand the costs, and plan for the next stage with clarity.

Talk to our team today to explore how we can help your family. Call 1300 924 644 or book a call with Bill.

Bill Savellis

Senior Financial Adviser

​Having navigated the Aged Care landscape for both of his parents, Bill understands how challenging it can be to make the right decisions for your future care needs. That's why he believes that everyone should have access to financial advice during this time. Bill has been a Financial Adviser for over 22 years, and is passionate about helping others access the financial advice they need. Drawing from his own experience in the financial sector, Bill develops strategic, personalised plans to support transitions to Aged Care or Home Care.

 

 

Disclaimer: Prepared without taking into account your objectives, financial situation or needs. Before acting on any information in this article, Olive Grove Financial Advice recommends that you consider whether it is appropriate for your circumstances. The information contained within the website is of a general nature only. Whilst every care has been taken to ensure the accuracy of the material, The Financial Advisor (Australia) Pty Ltd T/A Olive Grove Financial Advice and Finchley & Kent Pty Ltd will not bear responsibility or liability for any action taken by any person, persons or organisation on the purported basis of information contained herein. Without limiting the generality of the foregoing, no person, persons or organisation should invest monies or take action on reliance of the material contained herein but instead should satisfy themselves independently of the appropriateness of such action.

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Disclaimer: The information contained within the website is of a general nature only. Whilst every care has been taken to ensure the accuracy of the material, The Financial Advisor (Australia) Pty Ltd T/A Olive Grove Financial Advice and Finchley & Kent Pty Ltd will not bear responsibility or liability for any action taken by any person, persons or organisation on the purported basis of information contained herein. Without limiting the generality of the foregoing, no person, persons or organisation should invest monies or take action on reliance of the material contained herein but instead should satisfy themselves independently of the appropriateness of such action.

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