Big changes have taken effect in home care with the new Aged Care Act that began on 1 November 2025.

When families begin navigating the aged care system, one of the most unexpected challenges can be locating essential documentation.

Moving into residential aged care is a big step, and one of the most important financial decisions you’ll need to make is how to pay for your room.

A person is considered to be a grandfathered resident if they meet either of the following conditions...

Home care is increasing in popularity for older Australians as an alternative to residential care. This is because your client can choose where to live – either at home or in a retirement community or perhaps with the kids – and the care they need will come to them.

Where a person with a life interest moves into aged care, the assessment of the life interest will depend on how it was set up and by who, whether there is a formal agreement and the terms of the agreement.

Granny flat arrangements can offer a practical housing solution, but they’re more complex than they seem. If you’re transferring money, assets or property in exchange for the right to live somewhere for life, it could affect your social security and financial position. Here’s what you need to know.

Retirement villages are an independent living option. In most cases the person does not own their residence. The person buys the right to live in a retirement village under a variety of different commercial arrangements.

Rising cost of living pressures, significant changes to the home care and aged care systems, and increasing life expectancy have created a perfect storm of financial challenges for many Australians approaching or already in retirement.

Choices about where to live are driven by lifestyle, work and family. As a person ages these choices start to be impacted by health or increasing levels of frailty. And this may necessitate a change.

If you're approaching or already in retirement and own your own home, you might have heard about the Home Equity Access Scheme (HEAS). This government program allows eligible older Australians to access the equity in their home through a voluntary non-taxable loan, providing additional income to support your retirement lifestyle.

As we grow older, our needs evolve - from balance and agility to how quickly we recuperate from an accident.

The signs of ageing in a loved one can be a distressing time so its important to have a family meeting to prevent future problems.

When it comes to planning the future for yourself or a loved one entering aged care, many decisions must be made.

The average Australian will experience three phases of retirement - so how will we fund all our retirement years?

Aged Care options can be confusing, so its important to understand your options to make the best informed decision.

Circumstances may change as you age, but with a little extra support, you can remain independent in your own home. Home care payments are designed to help you manage the costs of a range of care and services that help you, or a loved one, continue living at home for as long as possible. If you are looking into home care options or transitioning into lower-maintenance living, we recommend talking to a Financial Planner before starting your application or making any significant

Thinking of selling your home to pay for care? Get advice on how to best manage cashflow through this process!