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Some Helpful Tools, Tips & Resources
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Essential move you need to make about aged care
Listen in as I join Your Life Choices to share my professional and personal experience having navigated the aged care system for both parents.

Navigating Aged Care Options & Eligibility in Australia
Listen in as I join the SMSF Mate podcast to explore the financial considerations, government support available, and the impact on your SMSF investments.
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Understanding Power of Attorney Before an Aged Care Crisis
Essential guide to Power of Attorney for aged care planning. Learn about financial and medical POA, when to establish them, and how they protect your parent's interests during aged care transitions.
Bill Savellis
6 min read


How to Talk to Your Parent About Aged Care
Learn how to have compassionate conversations about aged care with your parent. Practical guidance from aged care financial specialists on timing, preparation, and navigating resistance with empathy.
Bill Savellis
6 min read


Home Care
Home care is increasing in popularity for older Australians as an alternative to residential care. This is because your client can choose where to live – either at home or in a retirement community or perhaps with the kids – and the care they need will come to them.
Bill Savellis
3 min read


Life Interests
Where a person with a life interest moves into aged care, the assessment of the life interest will depend on how it was set up and by who, whether there is a formal agreement and the terms of the agreement.
Bill Savellis
4 min read


Granny flat interests
Granny flat arrangements can offer a practical housing solution, but they’re more complex than they seem. If you’re transferring money, assets or property in exchange for the right to live somewhere for life, it could affect your social security and financial position. Here’s what you need to know.
Bill Savellis
3 min read


Entering a retirement village
Retirement villages are an independent living option. In most cases the person does not own their residence. The person buys the right to live in a retirement village under a variety of different commercial arrangements.
Bill Savellis
3 min read


Retirement Villages & Granny Flats
Choices about where to live are driven by lifestyle, work and family. As a person ages these choices start to be impacted by health or increasing levels of frailty. And this may necessitate a change.
Bill Savellis
2 min read


Different retirement living options explained
Retirement is an exciting time of new beginnings and life changes. Whether you're doing it for yourself or helping a loved one make the...
Bill Savellis
7 min read


Downsizing your Home for Retirement
Retirement planning is an important process in organising what your golden years are going to look like and downsizing could be an option.
Bill Savellis
5 min read


Understanding Aged Care Choices
Your living arrangements may need to change as you age. You may need a lower maintenance home, more help to stay in your home or care provid
Bill Savellis
4 min read


Power of Attorney & Aged Care decision-making
The time may come when you need to make financial decisions on behalf of a parent as the Enduring Power of Attorney (EPoA). The person takin
Bill Savellis
3 min read


6 Steps to Planning Your Aged Care Needs
Careful planning can help to demystify aged care and reduce stress levels when it comes to making the transition. With a plan, you can main
Bill Savellis
5 min read


Does the choice of Aged care service affect how much I will pay for care?
How much you pay for accommodation will depend on the residential service that you choose. This is much the same as buying a house where you
Bill Savellis
2 min read


How much will I pay if I move into residential Aged Care?
When you move into residential care, you will be asked to contribute towards the cost of your care. The Government also pays a large part of
Bill Savellis
2 min read


What happens if I use up my savings and can no longer afford to pay for care?
The amount you contribute towards your ongoing care is based on your income and assets. If your income or assets reduce, your fees may also
Bill Savellis
1 min read


Do I have to sell my home when I move into Aged Care?
Some residents may choose to sell their home to make these payments. Other residents may choose to keep their home so that other...
Bill Savellis
2 min read


The One-Page Financial Plan
If you’ve been putting off writing your financial plan, you’re not alone. Writing a financial plan can seem like a daunting task, and lots of very smart people avoid it for this reason. But it doesn’t have to be, and it can be as easy as starting with just one page. The One-Page Financial Plan is designed to capture your thoughts and ideas. It is a powerful tool for building and managing your personal finances in the 21st century. Short and concise, it delivers your plan quic
Bill Savellis
3 min read
Helpful Videos
Getting Aged Care Ready - Watch Parts 1 and 2 for practical guidance on organising essential documents and planning ahead for aged care.
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