Who is a Grandfathered Resident?

Grandfathered Residents

A person is considered to be a grandfathered resident if they meet either of the following conditions:

• Entered permanent care before 1 November 2025

or

• Entered permanent care from 1 November 2025 but as at 12 September 2024 was:

  • Receiving a Home Care Package or

  • Approved and in the waiting queue for a Home Care Package or

  • Approved for a Home Care Package, and

  • Have not opted into the new rules.

Non-grandfathered Residents

A person is considered to be a non-grandfathered resident if they:

• Entered permanent care from 1 November 2025 and were not approved for a Home Care package as at 12 September 2024

or

• Opted into the new rules since 1 November 2025.

Let us take away some of the stress. Contact us today to make an appointment to discuss your current or future aged care needs.

Bill Savellis

Senior Financial Adviser

Having navigated the Aged Care landscape for both of his parents, Bill understands how challenging it can be to make the right decisions for your future care needs. That's why he believes that everyone should have access to financial advice during this time. Bill has been a Financial Adviser for over 22 years, and is passionate about helping others access the financial advice they need. Drawing from his own experience in the financial sector, Bill develops strategic, personalised plans to support transitions to Aged Care or Home Care.

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Disclaimer: Prepared without taking into account your objectives, financial situation or needs. Before acting on any information in this article, Olive Grove Financial Advice recommends that you consider whether it is appropriate for your circumstances. Information in this article was correct and current as of 29 September 2025. Olive Grove Financial Advice is operated by Bill Savellis through The Financial Advisor (Australia) Pty Ltd ABN 72 619 546 431, who is a Corporate Authorised Representative (No. 1278394) of Havana Financial Services Pty Ltd.